Uncapped cashback on every practice purchase — plus £75 from us
The Capital on Tap business card earns uncapped 1% cashback on all card spend — no caps, no categories — with no annual fee and no FX or ATM fees, a credit line up to £250,000, and up to 42 days interest-free. You get a decision in around two minutes and can spend via Apple or Google Pay before the card arrives, and redeem cashback as cash to your bank, against your balance, gift cards, Avios, Virgin Points or Radisson Rewards. It syncs with Xero, QuickBooks, Sage and FreeAgent, includes 3 months free Xero, and gives access to an instant savings account paying up to 3.82% AER (variable). I put every purchase for my own clinic through this card, and in our first 12 months we earned over £5,000 in cashback. Apply through SupplyIndex and we pay you £75, funded by us rather than by Capital on Tap, 30 days after first use, provided your approved credit limit is at least £5,000. A £299/year Pro tier is also available, earning 1.25% cashback on preloaded spend. For UK limited companies and LLPs (not sole traders); Capital on Tap is a credit product, representative rates from 13.86% APR (variable), subject to status and eligibility.
Credit product, subject to status — key conditions are set out below.
*The £75 is paid by SupplyIndex, 30 days after you first use the card and only where your approved credit limit is at least £5,000. It is funded by us and forms no part of the card or its cashback.
SupplyIndex has a commercial partnership with panel suppliers and may receive a fee when members take a negotiated deal. Our benchmarking data is independent and is never adjusted for panel suppliers.
- Uncapped 1% cashback on all card spend — no caps, no categories. Redeem as cash to your bank, against your balance, gift cards, Avios, Virgin Points or Radisson Rewards.
- Credit limit up to £250,000, no annual fee, no FX or ATM fees, up to 42 days interest-free — decision in around two minutes, with instant virtual cards for Apple or Google Pay.
- Unlimited free employee cards; syncs with Xero, QuickBooks, Sage and FreeAgent (3 months free Xero); plus access to an instant savings account paying up to 3.82% AER (variable) and 24/7 UK support.
- A £75 cash reward funded by SupplyIndex — not by Capital on Tap — paid 30 days after first use when your approved credit limit is at least £5,000. A £299/year Pro tier is also available, earning 1.25% cashback on preloaded spend.
Apply and claim your £75
Apply for the Capital on Tap business card through SupplyIndex: uncapped 1% cashback on all card spend — up to 1.25% on the £299/year Pro tier, on preloaded spend — a credit line up to £250,000 and no annual fee. Plus £75 funded by SupplyIndex, not by Capital on Tap, paid 30 days after you first use the card when your approved credit limit is at least £5,000. Approval, credit limit and terms are subject to status.
Before you apply — key conditions
- UK limited companies and LLPs only — not available to sole traders.
- Applicant must be a director or 25%+ shareholder, with no CCJs in the last 12 months.
- Approval, credit limit and rates (from 13.86% APR variable) are subject to status and eligibility.
- The £75 is funded by SupplyIndex and forms no part of the card — paid 30 days after your first card use, and only if your approved credit limit is at least £5,000.
- The 1.25% rate applies to preloaded spend on the £299/year Pro tier; the standard tier earns 1% uncapped.
Subject to status and eligibility. For UK limited companies and LLPs (not sole traders); rates are variable and depend on your business profile (from 13.86% APR variable). Capital on Tap is a trading name of New Wave Capital Limited, authorised and regulated by the Financial Conduct Authority (FRN 625592). SupplyIndex is an introducer and may receive a commission from Capital on Tap for the introduction. The £75 is a separate bonus funded by SupplyIndex, paid 30 days after the card is first used and only where the approved credit limit is at least £5,000.